Landlord Insurance
A residential investment property needs to be appropriately protected. Landlord insurance can give you the confidence that your property will be looked after should something go wrong.
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Save up to 10% on your first year’s premium when you buy a new landlord policy online1,4
Pay by the month at no extra cost6
Option to increase your excess which may reduce your premium5
You may qualify for up to 30% No Claim Bonus 3, 4
Call Zobel Insurance on 08 8725 5844 to get a quote now.
This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions about our home insurances please refer to the relevant Landlord Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the Home Buildings and Home Contents Key Fact Sheets (KFS).
Disclaimer
Zobel Insurance (SA) Pty Ltd ABN 17 619 757 621. AR No. 1256902 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from the Zobel website. The relevant Target Market Determination is available by calling 08 8725 5844. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 [Landlord] When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional covers (if selected) Flood & Rent Default and Theft by Tenant. This discount is not applied on renewal.
3 When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
4 If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic workers’ compensation / Landlord workers’ compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
5 Not available when an additional compulsory excess or imposed excess applies. Minimum Premiums apply.
6 If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.